Torio, Veraguas Province

Now available for sale is this utterly remarkable titled oceanfront property located in Torio, Veraguas Province, Panama.

This offering features five available beachfront lots, all enjoying magnificent sunset-facing views and access to a stunning private beach. The landscape here is truly special — a mix of gorgeous natural rock formations along the coastline, a gentle and perfectly buildable slope, and a commanding elevation that enhances both views and privacy.

Each lot will be approximately 2,000 m² in size and will come with power and water access readily available. Mature trees throughout the property add to the natural beauty and provide a sense of seclusion and tranquility.

There is already established road access leading to the lots. While there is no formal HOA, the community of neighbors often collaborates to maintain shared spaces, such as collectively fixing the driveway every few years, helping to ensure the area stays well cared for without the obligations of formal association fees.

An outstanding feature of this opportunity is the seller’s flexible owner financing option. Buyers can secure their lot with a 50% down payment and choose among several financing plans:

• 1-year financing at 7% interest,

• 3-year financing at 8% interest, or

• 5-year financing at 9% interest.

This makes it more accessible for those looking to secure a unique oceanfront property without needing to pay the full amount upfront.

Internet service can be conveniently accessed through Starlink, providing strong connectivity for those wishing to work remotely or stay connected with ease.

There are no major restrictions on construction; future owners are free to build according to their vision, with any additional zoning applications easily handled through a local architect if necessary.

Pricing Details:

• Lot #1 (direct sandy beach access): $279,000 (approx. 2,000m²)

• Lot #2 (easy beach access on both sides of the property): $219,000

• Lot #3 (easy beach access on both sides of the property): $249,000

• Lot #4 (prime location at the long point with other sandy beach access): $300,000

• Lot #5 (easy beach access on both sides of the property): $219,000

Beyond the property itself, the area offers a wealth of natural attractions. Surf spots such as Playa Reina and Morrillo are just a short drive away, along with several picturesque waterfalls and rivers for exploration. This property is also located near the future development site of legendary MLB player Mariano Rivera’s upcoming residential project — an exclusive area anticipated to feature million-dollar-plus homes, enhancing the long-term investment potential of this location.

Located just five to ten minutes from the heart of Torio, this property offers both seclusion and convenience in one of Panama’s most beautiful coastal regions.

About Torio

Torio is a peaceful coastal village in Panama’s Veraguas Province, known for its lush hills, ocean views, and relaxed atmosphere. It’s a growing community that attracts a blend of expats, retirees, and locals who appreciate the slower pace of life and access to nature.

The village offers basic amenities, with larger services available in nearby towns like Mariato and Santiago. Surfing, fishing, and hiking shape much of the local lifestyle, and the area has retained its natural beauty thanks to careful growth and a strong community spirit.

For those seeking an authentic, nature-connected way of life with the added benefit of future growth nearby (like the upcoming Mariano Rivera project), Torio offers a unique opportunity. It’s the kind of place where neighbors know each other and stunning beaches are always within reach.