Mariato, Torio, Morrillo, Azuero Peninsula, Veraguas

Set on a lush tropical bluff overlooking the Pacific Ocean, this oceanfront villa in Mata Oscura offers the kind of privacy, scenery, and coastal immersion that’s hard to find. With a main house featuring 3 bedrooms and 4 bathrooms, plus a separate casita above a 2-car garage, the property sits on a 3,667 m² lot perched directly above the shoreline, offering panoramic water views from nearly every room and outdoor space. The main house also includes a very large flex room that can be transformed into an apartment or recreational space with its own private entrance.

The property blends traditional materials with tropical design. The home’s composite tile roof complements its natural surroundings while the generous wraparound terrace and covered verandas offer sheltered views of the ocean year-round. Inside, the open-concept layout includes a spacious living and dining area beneath vaulted wood-paneled ceilings, a large central kitchen with island seating, and comfortable communal spaces throughout.

Outdoors, the private pool faces the ocean and is surrounded by an expansive sundeck—ideal for relaxing, entertaining, or simply watching the waves. There are mature fruit trees including banana, mango, papaya, avocado, sugar cane, and pineapple, making this feel like a personal retreat tucked into nature. The rocky shoreline in front of the property offers the opportunity for line and spear fishing directly from the land.

Other features include a gated entrance, backup water storage, propane cooking, and parking for at least five vehicles. The home is fully equipped with furnishings, appliances, and systems in place for immediate move-in or rental. A community well provides water, and power is supplied by Naturgy. Internet service is available in the area.

The layout includes three separate structures joined by landscaped pathways. It could easily be configured for a multigenerational family, a boutique rental business, or a live-and-work-from-home lifestyle in nature.

A modest HOA fee of $50 per month helps maintain the neighborhood’s roads, infrastructure, and shared landscaping. The gated community also offers private access to nearby Morrillo Beach—a renowned surf destination and popular swimming spot. A shared rancho is available for both personal and community use.

This property is titled.

House size is approximate. 

About Mata Oscura

Mata Oscura is a quiet and relatively undiscovered coastal community on Panama’s Pacific side in the Mariato District of Veraguas Province. This area is known for its dramatic rocky shoreline, sea turtle conservation efforts, and biodiverse natural surroundings. It attracts nature lovers, surfers, and those looking to live off the beaten path without being completely disconnected.

While still very much a rural setting, the region has been gradually growing in popularity with expats and conservation-minded travelers. Electricity is available and internet is increasingly accessible. For those who value ocean views, rich biodiversity, and a slower lifestyle immersed in nature, Mata Oscura offers a peaceful setting that’s hard to replicate.

The nearest town centers with more services are in Mariato or Torio, and it’s about 1.5 to 2 hours to Santiago, the nearest major city with full services, shopping, and transportation links. The road to Mata Oscura is now navigable year-round, and the area continues to improve in terms of infrastructure and accessibility.