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Home » Panama Real Estate News, Events and Analysis Blog from Casa Solution » Panama Clears EU High-Risk List – A Confidence Boost for Investors and Expats

Panama Clears EU High-Risk List – A Confidence Boost for Investors and Expats

Panama Strengthens Global Reputation with EU Delisting, Opening Doors for Investment and Growth

In a major step forward for Panama’s international standing, the European Union has officially removed the country from its list of high-risk jurisdictions for money laundering and terrorism financing. The decision was ratified on July 9, 2025, during a session of the European Parliament in Strasbourg.

This development is more than symbolic – it carries real, tangible advantages for investors, expats, and businesses operating in Panama. The decision reflects the EU’s recognition of Panama’s successful legal reforms and increased transparency measures, led by President José Raúl Mulino and supported by the country’s foreign affairs and finance ministries.

Why It Matters for Property Buyers and Expats

Panama’s removal from the EU’s blacklist means international financial institutions will no longer treat transactions involving Panama with the same level of caution. For individuals sending money, purchasing property, or doing business in Panama, the changes translate into:

  • Smoother international banking transactions with fewer delays and compliance requirements

  • Increased investor confidence, especially from European markets

  • Improved access to credit and mortgage services from both local and foreign banks

  • Greater ease for expats managing assets between Panama and their home countries

This boost to financial fluidity can streamline the real estate process, particularly for foreign buyers navigating cross-border transfers and due diligence.

Real Estate Implications: A More Attractive Investment Climate

Panama’s strengthened international image enhances its appeal as a secure, stable location for property investment. Locations like Boquete in Chiriquí and Costa del Este in Panama City may benefit the most, as these areas are already popular among international buyers and retirees.

With the delisting, buyers from Europe and other regions may feel more comfortable investing in Panamanian real estate, potentially increasing demand for mid- to high-end properties. Additionally, smoother access to financing and fewer restrictions on banking relationships can expedite closing processes and reduce overhead for both buyers and developers.

A Broader Push for International Integration

President Mulino emphasized the significance of Panama’s EU delisting as part of a broader push to restore the country’s reputation on the world stage. He noted Panama’s active participation in the recent Mercosur Summit and ongoing efforts to join the OECD (Organisation for Economic Co-operation and Development), signaling the country’s commitment to transparency and international cooperation.

These moves aim to position Panama not just as a regional player, but as a proactive, reliable destination for global business and investment.

What This Means for You

If you’re considering a property purchase or relocation to Panama, this news represents a vote of confidence from the international community. The financial and regulatory environment is becoming more welcoming, efficient, and aligned with international standards – and that’s good news for those looking to live, invest, or retire here.

At Casa Solution, we’ve already seen an uptick in interest from international buyers, and we’re prepared to help you navigate this more streamlined environment.


Thinking of Buying in Panama?
Now is an excellent time to explore the country’s real estate opportunities with a trusted local team. Contact Casa Solution to get started with expert guidance and a full range of listings from beach homes to mountain retreats.

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